How do "discarnate entities" learn ?

[zenmaster]

Sorry I don't quite understand your second thought. By "this time" do you mean time as in tick-tock or time as in go-round?

Ra referred to it as the end of a major cycle (of 3 minor cycles).

"Harvest" is currently occurring because the catalyst is dried up? Or the catalyst dried up because harvest is occurring?

Harvest is occurring due to lack of catalyst and the conditions provided by the new vibration allow for automatic assessment of appropriate vehicle.

Let's say my friend dies today and whatever it is that keeps track of his "grade" (as Don put it) determines he is not at harvest-grade level. (5% or 51% "STO"?)

The grade is determined by violet-ray, which is the overall polarity of the entity.

Does "he" just float in the "healing planes" until it's time to try 3D again? Or can he still make present efforts to work on his polarization?

He can make efforts to work on his polarization if there is sufficient learning catalyst available on the planet. Right now, there is sufficient learning catalyst of course.

Your edit kinda helps me understand....except "may be created." I guess my mind just can't comprehend being discarnate. If there's no body and no learning WTF are you experiencing?

There is a body for consciousness in time/space, it's just not composed of space/time vibratory material.

If we have a nuclear war tomorrow and the planet blows up we're all stuck like Maledek folk and at the mercy of higher density things to give us new bodies in a trillion years?

Yes, although apparently it only took Maldek a couple hundred thousand years. After that point, some people will remain in 3D for longer than that amount of time. For example, those from Mars were caught mid 3D, which is 75,000/2 years + 75,000 more years on earth and still working with orange-ray.