Is debt karma?

[Cyclops]

I agree with Monica here because I can see the ways if a person would lets say take loans out knowing that one doesn't have to pay it back. The lender of this loan expects it and doesn't know that the borrower won't be returning the loan. To me this seems like a type of manipulation of sorts of another's energy for benefit of the self. If the intention is there to get away with that debt with trickery then there might be some karma or might not be. I don't know if carrying a debt of money would be a considerable karmic action.

Here's some interesting quotes which I found on intent, taken from a discussion on karma.

In this system of judging the dynamic between intention and manifestation, it is not precisely that intention is all. It is that intention is the only metaphysical portion of the equation. So intention figures into the vibratory nature of yourself as a result of the action that you have done.

There is a third level upon one which may consider intention and action and how that affects polarity. And this is perhaps closer to the crux of your query than either of the other two levels we have discussed. This level of consideration is entirely metaphysical.

Here's some general things on karma and how one can stop it.

Questioner: Thank you. Would you define karma?

Ra: I am Ra. Our understanding of karma is that which may be called inertia. Those actions which are put into motion will continue using the ways of balancing until such time as the controlling or higher principle which you may liken unto your braking or stopping is invoked. This stoppage of the inertia of action may be called forgiveness. These two concepts are inseparable.

Questioner: If an entity develops what is called karma in an incarnation, is there then programming that sometimes occurs so that he will experience catalysts that will enable him to get to a point of forgiveness thereby alleviating the karma?

Ra: I am Ra. This is, in general, correct. However, both self and any involved other-self may, at any time through the process of understanding, acceptance, and forgiveness, ameliorate these patterns. This is true at any point in an incarnative pattern. Thus one who has set in motion an action may forgive itself and never again make that error. This also brakes or stops what you call karma.

Also an interesting point Q'uo makes is that if you're totally unaware of what you are doing you are not responsible.

One who is ignorant cannot be held as being guilty of that in which he was in complete ignorance.

And apparently eating any type of food involves some karma.

On the other hand, it is well to point out that there is what you may call a kind of karma involved in eating anything whatsoever: berries, nuts, vegetables, grasses and dairy products. All of these things have a consciousness of a kind. It is not only the flesh of fish and animals that cannot be consumed without there being a responsive effect