This is something that I have also struggled with this entire incarnation, even before I became lucid within this dream. I have made some serious progress towards acceptance of the monetary system of this society, but still have nearly identical caveats as you.
My weakest area of acceptance of money is the value placed on different items and services. I feel that some areas are extremely disproportionate to others in what you actually get for your money. I will argue or complain about certain services. For example, I have a huge problem with the cost of healthcare. I went to the hospital for my panic attacks a couple of months ago. All they did was run a blood test, x-ray, and an EKG plus a doctor talked to me for a total of 5-10 minutes out of my 4 hour stay. They charged me around 5-6k dollars... Some of which my insurance picked up. If you went into an auto-repair shop and asked them to run a few diagnostics and they tried to charge you 2k dollars for that, let alone 6k, you would laugh in their face. I feel like the healthcare industry is taking advantage of the fact you are often in pain and fearful for your life when you go to a hospital. That coupled with the fact that when I was in a motorcycle accident back in 2009, I received at $240k hospital bill, my lawyer was able to negotiate that down to $12k. If the hospital can afford me to only pay 5% of my bill, why are they trying to charge so much up front? It seems like the pricing is grossly inflated and I somewhat resent that.
I have progressed in leaps and bounds with the concept of currency in general. I used to reject it all together and wished society would abruptly drop it. Now I have broadened my perspective and see it simply as a requirement to exist in this society at this time. I feel like I could have incarnated into any planet in any time period I wanted, yet I chose this one for some reason knowing in advance what kind of requirements I needed to survive. I am sure this society will eventually realize how incredibly flawed the monetary system is and gradually move away from it. But I can't expect to come here and try to change it right away. It is analogous to agreeing to play a poker game with the appropriate rules, then trying to walk around the table grabbing people's cards out of their hands to see what they have. I agreed to the rules of poker, otherwise there is no game.
As for non-physical labor vs physical labor, I feel I must zoom out to a broader perspective to feel right about accepting money in exchange for non-physical services. I had (and still have to a certain degree) the same sentiments of feeling okay about receiving money for going out and physically doing something yet feel weird about performing any non-physical services for money. I realized that when we go out and physically perform a service for money, that is simply fulfilling our basic red-ray/orange-ray based survival requirements.
But since we are a 3rd density society, we have reached beyond those basics and (at least somewhat) value abstract thought. We pay money for all forms of artwork and often feel justified paying what we pay and also receiving pay for artwork. The artwork doesn't help anyone in their basic need for food and shelter if you ignore that money can be used for food and shelter. A personal example would be my enjoyment of several John Steinbeck novels I recently read. Me reading the Grapes of Wrath does not help me get food and shelter. Yet I very highly value it. I feel that it brings up philosophical/moral dilemmas that provide an opportunity to start thinking more in terms of green-ray and higher catalyst. Of course, that allows someone to make the Choice and evolve above 3rd density.
To put that into perspective, I would argue that once the basic food and shelter needs are met, it is extremely important and valuable to provide 3D entities the opportunity of catalyst to make the Choice and evolve through the densities. That could come in many forms; the most basic of which is through fictional stories that provide philosophical, yet abstract moral dilemmas/allegories. However, for some of those that have awakened to some degree, you can get the same philosophical information more directly through 'channeling' and other similar services. You can also gain insight through receiving metaphysical healing since the healing won't stick if you don't change the behavior that caused the dis-ease. So by extension of us paying for fictional/non-fictional philosophical information, I feel it appropriate to charge for metaphysical services/information.
So Tanner, hopefully I have provided you with a perspective in which you can see monetary value in non-physical labor.
I still run into the same frustration when it comes to paying for metaphysical services. A perfect example is the Bashar channelings. I 100% support that Darryl has chosen to charge for his services... But I feel the pricing is about as twice as much as it needs to be (eg, a 4 hour channeling session mp4 download is about $50). I feel that is pretty darn over-priced but that obviously plays into the subjective nature of how much people value good/services. To offer constructive criticism, I feel it would be more appropriate if he had a minimum donation per video based on how much it cost to produce the video (he rents out conference rooms at hotels and convention centers which is not free). I would be much more comfortable donating money above the minimum in that case.
Regarding being more wealthy than much of the world, I don't feel it is of any benefit feeling guilty. IMO as long as you are not a multi-millionaire being stingy with your money, you are doing just fine. I feel it appropriate to help out when catalyst provides opportunity to do so, but then again I'm not going to give away $24k to charity and abandon my life and possessions (a la Into the Wild. Actually, you may find valuable catalyst in that movie in regards to this topic if you haven't seen it). Not everyone is going to go Africa and join the Red Cross. If you don't have enough money to pay off your debt and stop living paycheck to paycheck, you can't afford to give much/any to charity. Comparing your financial struggles to others in the world is probably not going to be helpful. There is always going to be someone to '1-up' you in how they are struggling in a certain area. Are we supposed to put ourselves through the same level of hardship because they are experiencing that?
The only people that I feel should give away most of their money are the top .01% wealthiest people in the world. They have enough money to provide food and shelter for all the people that need it, but don't give very much out proportionally to their wealth. Redistributing the world's wealth away from those uber-rich people would fix the majority of red-ray survival issues this *planet is having. However, that is the uber-rich's catalyst to deal with; I'm not going to deal with their catalyst for them / control them by trying to take it from them.
*Edit: Typo corrected
My weakest area of acceptance of money is the value placed on different items and services. I feel that some areas are extremely disproportionate to others in what you actually get for your money. I will argue or complain about certain services. For example, I have a huge problem with the cost of healthcare. I went to the hospital for my panic attacks a couple of months ago. All they did was run a blood test, x-ray, and an EKG plus a doctor talked to me for a total of 5-10 minutes out of my 4 hour stay. They charged me around 5-6k dollars... Some of which my insurance picked up. If you went into an auto-repair shop and asked them to run a few diagnostics and they tried to charge you 2k dollars for that, let alone 6k, you would laugh in their face. I feel like the healthcare industry is taking advantage of the fact you are often in pain and fearful for your life when you go to a hospital. That coupled with the fact that when I was in a motorcycle accident back in 2009, I received at $240k hospital bill, my lawyer was able to negotiate that down to $12k. If the hospital can afford me to only pay 5% of my bill, why are they trying to charge so much up front? It seems like the pricing is grossly inflated and I somewhat resent that.
I have progressed in leaps and bounds with the concept of currency in general. I used to reject it all together and wished society would abruptly drop it. Now I have broadened my perspective and see it simply as a requirement to exist in this society at this time. I feel like I could have incarnated into any planet in any time period I wanted, yet I chose this one for some reason knowing in advance what kind of requirements I needed to survive. I am sure this society will eventually realize how incredibly flawed the monetary system is and gradually move away from it. But I can't expect to come here and try to change it right away. It is analogous to agreeing to play a poker game with the appropriate rules, then trying to walk around the table grabbing people's cards out of their hands to see what they have. I agreed to the rules of poker, otherwise there is no game.
As for non-physical labor vs physical labor, I feel I must zoom out to a broader perspective to feel right about accepting money in exchange for non-physical services. I had (and still have to a certain degree) the same sentiments of feeling okay about receiving money for going out and physically doing something yet feel weird about performing any non-physical services for money. I realized that when we go out and physically perform a service for money, that is simply fulfilling our basic red-ray/orange-ray based survival requirements.
But since we are a 3rd density society, we have reached beyond those basics and (at least somewhat) value abstract thought. We pay money for all forms of artwork and often feel justified paying what we pay and also receiving pay for artwork. The artwork doesn't help anyone in their basic need for food and shelter if you ignore that money can be used for food and shelter. A personal example would be my enjoyment of several John Steinbeck novels I recently read. Me reading the Grapes of Wrath does not help me get food and shelter. Yet I very highly value it. I feel that it brings up philosophical/moral dilemmas that provide an opportunity to start thinking more in terms of green-ray and higher catalyst. Of course, that allows someone to make the Choice and evolve above 3rd density.
To put that into perspective, I would argue that once the basic food and shelter needs are met, it is extremely important and valuable to provide 3D entities the opportunity of catalyst to make the Choice and evolve through the densities. That could come in many forms; the most basic of which is through fictional stories that provide philosophical, yet abstract moral dilemmas/allegories. However, for some of those that have awakened to some degree, you can get the same philosophical information more directly through 'channeling' and other similar services. You can also gain insight through receiving metaphysical healing since the healing won't stick if you don't change the behavior that caused the dis-ease. So by extension of us paying for fictional/non-fictional philosophical information, I feel it appropriate to charge for metaphysical services/information.
So Tanner, hopefully I have provided you with a perspective in which you can see monetary value in non-physical labor.
I still run into the same frustration when it comes to paying for metaphysical services. A perfect example is the Bashar channelings. I 100% support that Darryl has chosen to charge for his services... But I feel the pricing is about as twice as much as it needs to be (eg, a 4 hour channeling session mp4 download is about $50). I feel that is pretty darn over-priced but that obviously plays into the subjective nature of how much people value good/services. To offer constructive criticism, I feel it would be more appropriate if he had a minimum donation per video based on how much it cost to produce the video (he rents out conference rooms at hotels and convention centers which is not free). I would be much more comfortable donating money above the minimum in that case.
Regarding being more wealthy than much of the world, I don't feel it is of any benefit feeling guilty. IMO as long as you are not a multi-millionaire being stingy with your money, you are doing just fine. I feel it appropriate to help out when catalyst provides opportunity to do so, but then again I'm not going to give away $24k to charity and abandon my life and possessions (a la Into the Wild. Actually, you may find valuable catalyst in that movie in regards to this topic if you haven't seen it). Not everyone is going to go Africa and join the Red Cross. If you don't have enough money to pay off your debt and stop living paycheck to paycheck, you can't afford to give much/any to charity. Comparing your financial struggles to others in the world is probably not going to be helpful. There is always going to be someone to '1-up' you in how they are struggling in a certain area. Are we supposed to put ourselves through the same level of hardship because they are experiencing that?
The only people that I feel should give away most of their money are the top .01% wealthiest people in the world. They have enough money to provide food and shelter for all the people that need it, but don't give very much out proportionally to their wealth. Redistributing the world's wealth away from those uber-rich people would fix the majority of red-ray survival issues this *planet is having. However, that is the uber-rich's catalyst to deal with; I'm not going to deal with their catalyst for them / control them by trying to take it from them.
*Edit: Typo corrected
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