I want to explore the negative polarity.

[Minyatur]

Thank you Peregrine, that is not really what I had in mind.  I am still trying to find it.  But it's not really about Africa per se.  It is a more general statement about those living in the harsher parts of this planet's experience.  Something about it being a quicker way of repaying Karma.  And then an explanation of how this Karma was acquired in such strength.  It being that they were trying to walk the negative path, but by being not good at it, they could not properly escape the Karma.  Negative entities always needs to push back paying back their Karma.  Instead, they revel in accumulating it for eons. 

Repayment does not make sense alongside Karma in the understanding of Oneness. That's kind of the saying "an eye for an eye and the whole world goes blind". If Karma had to be repaid, then you would be stuck in a paradoxical and never ending circle with no salvation. The idea that something has to be repaid also cannot recognize an inherent Oneness between all things, that is that the experience of one is the experience of all.

It's not for nothing that the material gives as the only clue to alleviate, or ameliorate the patterns of, Karma forgiveness. The Law of One states that you are every being, every event, every emotion and so on, that this is whole and complete in itself. Under this knowledge of Oneness, then Karma is really just a state of tension with your own nature that seeks balancing and forgiveness is the action of coming to terms with yourself in a state of balance. The tension with your reality all originates within yourself and your perception.

It's still not clear to me if they ever need to repay it at all when switching in 6D.

The material says that the further one has polarized the more easily one can change polarity, so I think the struggle only lies in making the choice and this goes both ways.

Technically speaking, when discussing the positive wanderers that repolarized negatively after having wandered upon Ra's home world, the difficulty for repolarizing back to their original preferred positive polarity lies in the need from within the negative polarity to learn the service-to-self lessons and build up enough negative polarity to attain the potential for reversal. Again, to me this has to do with that the entirety of Creation has to do with the Creator learning of Itself, the only thing that may solve paradoxes lies in acceptance of the Creator that is reflected in this knowing. Karma then happens when the Creator enters a state of tension with what it learns of Itself, which in turn generates the need to learn acceptance.